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About Hulb Wallet MCS!

Creating wealth among members

We offer a totally new way of accessing funds and savings

We are a multipurpose co-operative society established to coordinate urban settlers and entrepreneurs in organizing a pool of private funds to serve as a reliable source of credit and investment opportunities, which members can look towards as a convenient and more affordable means of personal and entrepreneurial development.

Our targets are people with whom we share common bond; those who are young professionals, aspiring, striving or thriving entrepreneurs, to meet their personal, economic, social, cultural and academic aspirations through a jointly owned enterprise.
Hulb Wallet Multi-purpose cooperative society is registered with Abuja Municipal Area Council (AMAC) . Instituted on premise of wealth creation among members.


To provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being; to provide sound financial management in order to maintain earnings for our continued growth and to provide our employees with a challenging and rewarding career.


Our vision is to be on the forefront, using technology to encourage the under-banked and to reach the un-banked for financial inclusion and wealth creation among members.


To encourage and facilitate good quality products and to organize sales of such products to achieve maximum advantage

To encourage thrift amongst members and to establish a fund horn which members can be granted loans

To provide facilities for regular thrift savings by members without such savings being removed from their control

To procure consumer goods at reasonable process for sale to members

To encourage in other economic activities that may tend to increase the earnings capacity and ultimately improve the standard of living of the members

To undertake co-operative ventures and projects for the benefit of the members

To alleviate or reduce the indebtedness of the members by enabling them to obtain loans on terms better than those in the commercial market, and

To do such other things or provide such facilities or services as may be necessary, incidental or conducive to the attainment of the above objects.


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Membership is by registration, prospective members must be 18 years and above. Engaged in wealth creation or gainfully employed. Voluntary and Open Membership – Cooperatives are voluntary organizations, open to all people able to use its services and willing to accept the responsibilities of membership, without race, color, religion, national origin, gender, sexual orientation, gender identity, age, or disability discrimination.


Loans are only granted to members
Registration/ membership fee is N5,000 only
Interest on loan is 20% flat monthly and 15% for investors
Complete application forms
Complete membership form
One passport photo
Form of valid means of identification
Guarantor’s form
Posted dated cheques for applicants and guarantor
All loans are collateralized and secured.
All collateral must be two times worth more than requested and approved amount
At maturity of all loans, the cooperative will automatically liquidate the collateral of defaulters, blacklist them among other cooperative societies, report to relevant law enforcement agencies and block their BVN with CBN thereby making them un-bankable.

Loans for
any need

Be it salary advance, restocking your business, expansion or any need that you want it for we’ve got you covered.


Your money with us is the best place to invest in and get a good return on investments. Get your interest monthly.